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Access Government Support Programs in Canada

Official guide to federal and provincial benefits for low-income individuals and families. Updated for 2025.

Government Support Programs

Discover federal and provincial benefits designed to help low-income individuals and families in Canada.

Federal Income Support Programs

Canada Workers Benefit (CWB)

A refundable tax credit for low-income workers. For 2025, the maximum benefit is $1,428 for single individuals and $2,461 for families.

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GST/HST Credit

A tax-free quarterly payment to help individuals and families with low and modest incomes offset the GST or HST they pay.

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Canada Housing Benefit (CHB)

Provides financial assistance to low-income renters who are paying more than 30% of their income on housing.

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Canada Child Benefit (CCB)

Tax-free monthly payment to eligible families to help with the cost of raising children under 18 years of age.

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Old Age Security (OAS) + GIS

Monthly payments to seniors aged 65 and older. The Guaranteed Income Supplement (GIS) provides additional support to low-income seniors.

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Provincial & Local Support Programs

Provincial Income Support

Programs like Ontario Works, Alberta Income Support, and BC Employment & Assistance provide financial help for basic needs.

Provincial Tax Benefits

Benefits like the Ontario Trillium Benefit that combine several tax credits into one monthly payment.

Social Housing Programs

Provincial and municipal programs that provide subsidized housing options for low-income individuals and families.

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Utility Bill Assistance

Programs that help low-income households with energy costs, such as the Ontario Electricity Support Program.

How to Apply & Eligibility

Step-by-step guidance on applying for government support programs in Canada.

Eligibility Requirements

Income Thresholds

Each program has specific income thresholds based on family size. For example, a single person may qualify for CWB with a net income below $39,702 in 2025.

Residency Status

Must be a Canadian resident for tax purposes. Some programs have additional residency requirements for specific provinces.

CRA Notice of Assessment

Most programs require you to file your taxes annually to determine eligibility. Your Notice of Assessment provides proof of income.

Application Process

1

Online Applications

Most federal programs can be applied for through your CRA My Account. Provincial programs often have their own online portals.

2

Service Canada Centers

In-person assistance is available at over 300 Service Canada Centers across the country for those who need help with applications.

3

Payment Methods

Set up direct deposit through your bank for fastest payment. Paper checks are available but may take longer to arrive.

Documents You'll Need

Social Insurance Number (SIN)

Proof of Income

Bank Information

Rental Agreement

Frequently Asked Questions

Answers to common questions about government support programs.

Get Your Free 2025 Support Guide

Download our comprehensive checklist to navigate all available government support programs in Canada.

Success Stories

Real people who found support through government programs

Sarah M.

Single mother, Toronto

"The Canada Child Benefit helped me cover daycare costs while I completed my nursing certification. Now I have a stable job and can support my daughter without constant financial stress."

James T.

Retired senior, Vancouver

"After my wife passed, the GIS supplement made it possible to stay in our home. The application process was straightforward with help from Service Canada."

Amina K.

Newcomer, Calgary

"As new immigrants, we didn't know where to turn when my husband lost his job. Alberta Income Support helped us through a difficult time until he found new employment."